From Subprime to Prime Territory Case Study

The Challenge

  • Full credit report audit across all bureaus
  • Targeted disputes under FCRA and FDCPA
  • Creditor verification challenges
  • Utilization coaching and rebuild planning

The Proposed Solution

  • 14 negative items removed
  • Credit score increased to 654
  • Mortgage pre-approval achieved

Impact: Client transitioned from loan denial to lender confidence.

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